Clear communication is part of the loan.

“It is impossible for me to put into words the amount of extreme gratitude we have for Phil. We had no idea what was happening with our mortgage and escrow accounts. Everything just kept going up and up and up. Phil was able to figure everything out and get us set up with a lower payment and properly funded escrow account. Woohoo! He consistently communicated throughout the process. Answered all our questions, even with a screaming baby in the background. Explained everything so we could fully understand. And he has a great sense of humor. We look forward to continuing our relationship and will not use anyone else for our mortgage and home purchasing needs. Thank you!!”

“I have worked with Phil and his group three times now and every time has been a great experience. Very knowledgeable and very helpful through the process.”

“Great and quick process. Lots of communication and patience… especially because I most likely seemed like a child wondering into a middle of a movie. Thanks for everything Doug and Phil!”

“Phil was an awesome guy to work with super easy going super knowledgeable if I had any questions, he was there to help immediately best lender around.”

“Phil is WONDERFUL to work with!! He's extremely knowledgeable and explains things in a way that's easy to understand. He is great at presenting all your options and can get “creative” to find solutions that work for you. He's happy to meet with you at his office, at your home, or any mutually acceptable locations making it very easy to schedule appts.”

“Phillip was so amazing and gave me a lot of information in a way that really made sense. I felt so confident in the home buying process i convinced someone else to buy also and passed along what i learned to help them navigate. Now they too own a home! I had an amazing team on my home purchase journey, and I would recommend them to everyone.”

“Phil and Doug at Excel Financial Group, LLC were outstanding from start to finish. We needed a mortgage on a very tight timeline, and they delivered a strong rate and a clean close without the usual last-minute scramble. What set them apart was how closely they watched the details. Phil caught an error related to taxes saving me money. He made the correction and kept the file moving so we didn’t lose time. Doug stayed on communication, answered questions quickly, and made sure nothing fell through the cracks. They were professional, responsive, and clearly looking out for us—not just trying to push a loan through. If you need a mortgage done right and done on a deadline, I would go back to Phil and Doug without hesitation. Highly recommended.”

“Every question I had was answered in a timely and professional manner. I had an extremely simple and easy process while working with this group. I’ll be referring them to anyone in the northern front range areas.”

“Phil Brantley made the mortgage process smooth, fast, and stress-free. He was knowledgeable, responsive, and always available to answer questions. I highly recommend Phil to anyone looking for a trustworthy mortgage broker!”